Legal Options if You Are Unable to Work After an Injury?
Providing for our families is a source of great pride for many Americans. Devastatingly, a personal injury can prevent us from taking care of the people who mean the most to us. With no income being generated, your financial woes only become more apparent when medical bills begin to come in.
Mark C. Tanenbaum is adamant in providing exceptional representation to personal injury victims. If you recently experienced an injury leaving you unable to work, our personal injury lawyers in Charleston, SC, can guide you through your legal options.
Seek Medical Attention
In the aftermath of an injury, your top priority should be seeking medical treatment. If you were on your way to an appointment or meeting when your injury or accident occurred, cancel it and head to your local ER. By seeking medical attention immediately, you can mitigate the severity of your injuries and preserve your right to file an insurance claim.
Explore Financial Support Options
It may take several weeks or months to receive an insurance settlement, which can be anxiety-provoking when your medical bills come due. Instead of biting your nails in hope that a check will arrive, you may consider the following options:
- Filing claims through your health insurance: Your health insurance carrier may cover the cost of your medical bills, with deductibles and co-pays still applying. This is a temporary solution, as your health insurance carrier has the right to be reimbursed for each claim when you receive your settlement.
- Find out if your employer carries short-term or long-term disability insurance: If your injury will prevent you from working, you can find out if your employer carries disability insurance. The terms of their policy will decide if and for how long you are eligible to receive benefits. Government employees may be eligible to receive additional coverage options.
- Pursue a personal injury lawsuit: If insurance refuses to pay out the full worth of your claim, you may pursue a personal injury suit. This will involve taking your case to court. Although filing fees and other court costs will apply, you are more likely to receive a larger payout.
Consulting a legal professional can help you consider the pros and cons of each option and what makes the most sense in your situation.
Plan for Your Future
Your physical, emotional, and financial needs matter. In the aftermath of a serious injury, your thoughts may be occupied by doing what is best for your family. Although noble, it is essential to plan long-term. If you are nearing retirement age, you may want to consider using long-term disability (LTD) insurance until you become eligible for Social Security benefits. (Individuals born in 1960 or after can fully retire at age 67).
Our legal team recommends that you consult with a financial advisor to explore benefit and compensation packages, as well as discuss your projected monthly expenses going forward.
Speak with Our Charleston Personal Injury Attorneys At Your Earliest Convenience
In the aftermath of an injury, being unable to work can shatter your sense of purpose. If you are the primary breadwinner for your family, you may feel like your utility is gone. Although completely understandable, you still have options to provide for your family. The Charleston personal injury lawyers at Mark C. Tanenbaum are dedicated to helping hardworking individuals like yourself recover the compensation you need to live comfortably.
To schedule your free consultation or learn more, contact us online or call us at (843) 577-5100.